Tuesday, January 22, 2013

Home sales dipped in Dec., but hit 5-year high in 2012

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Sales of existing homes slipped in December, but still closed out 2012 with the highest level?since 2007 thanks to lower mortgage rates and steady hiring.

Sales of previously-owned homes declined 1.0 percent last month,?The National Association of Realtors said Tuesday,?to?a?seasonally?adjusted?annual?rate?of?4.94?million?units.?While?that?rate?was?below?expectations,?it?was?still?the?second?highest?rate?of?sales?since?November?2009,?when?a?federal?tax?credit?for?home?buyers?was?due?to?expire.

The NAR said that sales reached 4.65 million last year. That's up 9.2 percent from 2011 and the most since 2007. Sales are still below the roughly 5.5 million that are consistent with a healthy market.

The supply of available homes is shrinking as sales rise. That's pushing up prices. The inventory of homes for sale dropped to 1.82 million in December, the lowest in 12 years.?

Still, the housing market is recovering and most analysts expect that should continue this year.?

Steady hiring, record-low mortgage rates and a tight supply of new and previously occupied homes available for sale have helped boost sales and prices in most markets.?

?Record low mortgage interest rates clearly are helping many home buyers, but tight inventory and restrictive mortgage underwriting standards are limiting sales,? said NAR chief economist Lawrence Yun.? ?The number of potential buyers who stayed on the sidelines accumulated during the recession, but they started entering the market early last year as their financial ability and confidence steadily grew, along with home prices.? Likely job creation and household formation will continue to fuel that growth.?

A measure of U.S. home prices rose 7.4 percent annually in November, real estate data provider CoreLogic said last week. That's the biggest annual increase since 2006, when the housing bubble began to burst. CoreLogic forecasts that home prices will rise 6 percent nationally this year.?

Rising demand for homes has persuaded builders to step up construction, which adds to economic growth and hiring.?

U.S. builders started work on homes in December at the fastest pace in 4 ? years, the government said last week. And builders finished 2012 as their best year for residential construction since the early stages of the housing crisis.?

The gains in home building helped boost construction hiring in December by 30,000 jobs ? the most in 15 months.?

The Associated Press and Reuters contributed to this report.

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Source: http://www.nbcnews.com/business/economywatch/home-sales-dipped-december-hit-5-year-high-2012-1B8038213

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The Booming Business of Online Crime | SEO Desk

Online crime has been steadily on the rise ever since the inception of the Internet. Fairly quickly, hackers were able to find ways to compromise and steal important data in order to use it in all manner of crimes. From releasing sensitive company operational data to exposing it to outside entities, both unwitting and deliberate breaches of security continue to plague businesses daily.

Also included in the cyber crime mix are employees, some of whom wreak havoc by breaching even the most elaborate security systems with a simple password infraction. If you consult a criminal attorney, they would tell you that quite often these crimes are even committed by dedicated and even well-meaning employees that are totally unaware of how their actions are affecting the entire networked computer system and critical company operations.

Employee Security Breaches

The number one cause of employee cyber crime usually involves a security breach of some kind. Whether it is accessing the network remotely from an unsafe location or failing to follow internal security procedures, there are many ways that employees can inadvertently cause much devastation for a company by exposing it to security hazards.

In fact, it is the accidental security incidents caused by company insiders that actually occur more frequently than deliberate attacks, due to their frequency of access. Therefore, these incidents have a far greater potential to negatively impact a company?s operations than any type of traditional malicious act.

Common Employee System Compromises

The more common kinds of incidents involving employee online crime can include data loss, spyware and malware attacks from inside the company, excessive or inappropriate access, privilege rights and deliberate security policy and information violations. Negligent data loss was considered the most common infraction in the public, healthcare and financial sectors.

Employees should be properly trained to understand how their actions could affect the computer network, and thus, the welfare of the entire company. Should they compromise sensitive data, even unintentionally, this not only endangers the company operations, but also opens up the company to litigation from clients, customers, partners and contractors who are damaged as a result. Just one lawsuit of this type could put a company out of business for good.

Risk Management

In order to minimize their online crime risk, companies need to have a comprehensive framework for risk management with regard to their technological operations all across the board. This will include proper policy and procedures in place that are well executed, monitored, assessed and adapted as necessary on a consistent and regular basis.

Every effort must be made to reduce the possibility of vulnerabilities before they start by managing misconfigurations, reducing regulatory compliance violations and controlling any incident of information leakage.

Online Security Protection

The system should be monitored, updated and checked out randomly by a reliable outside company to ensure that it is running smoothly and that employees are not committing unintentional online crimes. However, even when all that is done, there is no single technology available that thoroughly protects against mistakes and deliberate insider acts, due to the sheer number of employees, executives, clients, customers, IT, business consultants, partners and contractors that may have access to information systems at any given time.

Therefore, should you or your company be involved in an unfortunate security breach that results in an incident of online crime, contact a knowledgeable criminal lawyer with experience in this area as soon as possible. That is the best way to navigate the situation and ensure that damages are minimized.

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About the guest author: Legal researcher Shelby Warden contributes this article to help you avoid any involvement in online crime. The Virginia criminal attorney firm of Price Benowitz has successfully represented many clients accused of white collar crimes, including unwitting accomplices. Their team has the experience and knowledge you need to challenge your charges and reach the best possible outcome for your case.

This is an original article published on SEO Desk with exclusivity.

Popularity: unranked [?]

This post was submitted by Shelby Warden.

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Source: http://seodesk.org/the-booming-business-of-online-crime/

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Windstream Launches Endpoint Internet Security | Ping! Zine

(Ping! Zine Web Tech Magazine) ? Windstream (Nasdaq: WIN), a leading provider of advanced network communications and managed services, today announced that it has launched Endpoint Security Protection by McAfee.

Windstream?s Endpoint Security Protection eliminates the need for multiple security products giving small businesses a single solution to detect and blocks viruses, spyware, spam, phishing attempts, and hacker attacks. Endpoint filters and quarantines threats carried by email in the cloud, before they have a chance to reach your network.

The focus is to help small business owners and operators protect their critical data with a solution that is comprehensive, automatic, easy to use and affordable. Windstream?s Small Business bundles will now include Endpoint Security Protection to give small businesses value and peace of mind that comes from around-the-clock protection for PC?s and laptops.

?Businesses today face security threats that continuously increase in frequency and sophistication, so it is essential to implement thorough desktop security solutions,? said Don Perkins, senior vice president of Business Marketing for Windstream. ?Endpoint Security Protection provides our small and medium-sized business customers with all-around protection, reducing the need for additional security management software, hardware, support and even dedicated IT staff.?

A cloud-based management portal allows customers to deploy Endpoint Security Protection more quickly and less expensively. Customers have the ability to customize protection by blocking websites and emails that are potentially dangerous or cause employees to be less productive. Automatic updates and upgrades ensure that security is always running and up-to-date.

Windstream offers a full suite of advanced network communications and technology solutions, including voice and data services such as award-winning VoIP, SIP trunking, MPLS, and dedicated high-speed Internet. Windstream also offers managed services, cloud computing, disaster recovery, and networking services designed to help businesses increase productivity and improve operational costs. For more information, visit?www.windstreambusiness.com.

About Windstream

Windstream Corp. (Nasdaq: WIN) is a leading provider of advanced network communications, including cloud computing and managed services, to businesses nationwide. The company also offers broadband, phone and digital TV services to consumers primarily in rural areas. Windstream has more than $6 billion in annual revenues and is listed on the S&P 500 index. For more information, visit?www.windstream.com.

Source: http://www.pingzine.com/windstream-launches-endpoint-internet-security-21515/

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Monday, January 21, 2013

From bullying to relationships: Mapping our online communications ...

The research is part of a burgeoning field of study into the effects of social media on everyday relationships and behavior. Personality and social psychologists are finding surprising ways in which people?s online environments and relationships reflect and influence their real-world ones, as presented today at the Society for Personality and Social Psychology (SPSP) annual meeting today in New Orleans.

?Researchers have known for a while that individuals give unique cues about who they are with the things they own, clothes they wear, things they say and do. However, though these cues are informative to knowing who someone truly is, they were not always so easily accessible to our entire social network,? says Lindsay Graham of the University of Texas, Austin, one of today?s presenters. ?Now with much of our lives being lived online, and the boundaries having been blurred between who sees these cues and who doesn?t, it is all the more important to pay attention to the kinds of impressions we are giving off to those around us.?

The emerging image of the cyber-bully

Some statistics indicate that as many as 160,000 students a year skip school just to avoid being harassed, and texting and social media are making it easier than ever to harass classmates. Victimization from schoolmates has been correlated with everything from depression and anxiety to thoughts of suicide and struggles with academics.

To study so-called ?cyber-aggression? ? harassment that occurs online ? Diane Felmlee of the Pennsylvania State University and Robert Faris of the University of California, Davis, studied 788 students at a preparatory school in Long Island. They mapped the students? social network structure relative to online harassment: asking students to name their close friends, which schoolmates they have picked on or been mean to, and which schoolmates had picked on them.

What they found was that cyber-aggression occurs in the mainstream of the school and largely among friends, former friends, and former dating partners. They also found that non-heterosexual students were more likely to be the victims. Examples of the types of harassment found online were posting humiliating photos, texting vicious rumors, posting that a student is gay and making fun of him, and pretending to befriend a lonely person.

?Cyber-aggression occurred most often among relatively popular young people, rather than among those on the fringes of the school hierarchy,? Felmlee says. ?Those engaging in cyber-aggression also were unlikely to target strangers but often were in close relationships with their victims at one point in time, close enough to know how to harm them.?

The researchers found that some of the processes that contribute to aggression in school include jockeying for status, enforcing norms of conformity, and competing for girlfriends or boyfriends.

How our online image affects our relationships

Even more innocuous online interactions can prove problematic for offline relationships, psychologists are finding. One new study shows that disclosing more about ourselves online actually lessens intimacy and satisfaction among romantic couples.

?We found that contrary to the research on offline self-disclosure, which shows that more offline disclosure leads to higher intimacy and relationship satisfaction between both romantic couples and friends,? says Juwon Lee of the University of Kansas, ?online self-disclosure was negatively associated with intimacy and satisfaction between couples.?

In a series of studies, Lee and colleagues found that greater usage of Facebook predicted lower satisfaction in romantic relationships but not in friendships. In one study, the researchers created two different mock Facebook walls: one that had a high degree of self-disclosure (e.g., many personal pictures and personal status updates such as ?Just had a fight with Mom? or ?Pretty interesting training at work today?) and one that had a low degree of self-disclosure (e.g., neutral status updates such as ?Nice weather today?). They asked the participants to imagine that one of the walls was their partner?s and then measured their relationship intimacy and satisfaction. Those who had the walls with high levels of self-disclosure reported less intimacy and satisfaction with their relationships compared to those with the more minimal walls.

?Disclosing a high degree of personal information online, regardless of whether or not the information is related to your partner or relationship, will likely negatively affect your romantic relationship,? Lee says. How our online image matches us offline Researchers are also investigating how closely the information we disclose online mirrors who we are offline. In two new sets of studies, psychologists looked to World of Warcraft players and to profiles of people who frequent cafes and bars.

?With more and more of our lives being lived both in the physical and virtual worlds, it?s important to understand the kinds of impressions we give off to others through the traces we leave behind in our environments,? says Graham of the University of Texas, Austin, co-author of the studies with Sam Gosling. ?Whether we?re creating a screen name or avatar for ourselves, or broadcasting that the bar or coffee shop down the street is one of our frequent hangouts, we are inevitably telling those around us something about who we are as individuals.?

In the study about World of Warcraft players, the researchers found that although people can make consistent judgments about a player?s personality, those impressions do not match how the players view themselves. In the second set of studies, they examined 50 randomly selected cafes and bars in the Austin area and looked at the profile pictures of people who frequent those establishment using the social networking site Foursquare.com. Just by looking at the profile photos of the frequent patrons for each location, observers were able to assess the personality the typical patron (e.g., extraverted, likeable, narcissistic), the activities likely to occur at the establishment (e.g., drinking, surfing the web, flirting), and the atmosphere or ?vibe? of the location itself (e.g., sophisticated, clean, kitsch-y).

For comparison, the researchers sent a second set of observers to the same locations to make the same assessments in person. ?Interestingly, we found that when we compared the impressions formed from just the profiles with those formed from the establishments themselves, there was quite a bit of overlap,? Graham says. ?Impressions were consistent no matter what type of stimuli an observer sees ? suggesting there is some cohesion in the types of people who go to certain places and the places themselves.?

How communication channels shape what we say

Aside from creating images of ourselves online, people increasingly use social media ? including Twitter, Facebook, and blogs ? to communicate a variety information, including about consumer products. Exactly which modes of communication we choose, online versus offline, affects how we talk and what we talk about, a new study finds.

Jonah Berger of the Wharton School at the University of Pennsylvania and colleagues analyzed more than 21,000 everyday conversations on- and offline. They found that online posts and texts provide people the opportunity to take pauses in conversations, and thus more carefully craft what they say. As a result, those conversations tend to be more interesting than conversations face-to-face or over the phone.

The researchers measured interest by ?coding? the conversations, which came from the Keller Fay Group, a research marketing firm that tracks which brands and products consumers talk about. Brands such Christian Dior and products such as the Audi A6 scored as highly interesting, while brands like Ross and products like insurance scored as not at all interesting.

?These findings shed light on how communication channels shape interpersonal communication and the psychological drivers of word-of-mouth more broadly,? says Berger, who is author of the upcoming book Contagious: Why Things Catch On. ?They underscore the old maxim of thinking twice before you open your mouth.?

Provided by

Society for Personality and Social Psychology

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Article source: http://phys.org/news277892836.html

Source: http://ihatepaypal.net/2013/01/20/from-bullying-to-relationships-mapping-our-online-communications-2/

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Love Of Family & Home: Goodwill Desk Makeover


Hey Friends!

I'm so excited for this week's "Thrift It" challenge!

Today, I thought I would share my project for the challenge. I made several trips to Goodwill & a couple of our other local thrift shops, over the course of the last few weeks in preparation for this challenge. I did manage to find a few things, but nothing that I could really "upcycle" or makeover for this week's challenge. I was starting to getting discouraged.

Then, I remembered that my mom had purchased a desk at Goodwill couple months back. She was using it as a sewing desk and had been wanting to paint it, but she just hadn't had the time. So, being the good daughter that I am, I offered to paint it for her! :)

Here's a look at her Goodwill Desk Makeover....


What do you think?! Pretty cute, right?!

Let's take a look at the desk before.....


My mom purchased it for $30.00. It had a really cute shape & I loved the hardware on it, but you can see from the picture, it needed a little love!

So, I took all the drawers out, removed all the hardware, and sanded it all down. ?Then I gave it a couple coats of primer.

After it was all primed, I started painting. I used a semi-gloss paint for this project & ended up giving it 3 coats of paint total. I followed the directions on the paint can and waited the recommended 4 hours in between coats. I used a 4" foam roller to paint most of the desk surfaces, but did have to use a brush to get into some of the corners & the more detailed areas. We haven't sealed the desk yet, but if you are looking for tips on sealing, check out this post from Centsational Girl. Anytime you are painting furniture with white paint or any light colored paint, you have to be careful using polyurethane, as it tends to "yellow" the piece. Instead, most people will tend to use a furniture wax to seal. You can find more information on waxing in the link above. ?

Overall, I'm really happy with how it turned out! I think my mom is pretty pleased too!


I had fun a lot of fun styling the desk & taking the photos for this reveal post, so forgive me as we go into image overload here.....
My mom has TONS of little knicks knacks all thru her house, so I borrowed some to make her desk look pretty. I'm gonna stop talking now & just let you enjoy the photos....





Here is another look at the before & after.....
I just love it's crisp, clean new look! ?Isn't it amazing what a little paint can do?!

Have you ever scored a great furniture piece at Goodwill or a yard sale? ?I'd love to hear about it!!

I hope you enjoyed this project!!

I can't wait to see what you guys have been working on!! Don't forget to link up with us tomorrow for the "Thrift It" challenge!!


I'm sure there will be tons of thrifty finds linked up! Even if you don't have a project to share, be sure to come browse through the links! You're sure to be inspired!!

If you link up on just?ONE?of our blogs, your project will be see on all?NINE?sites!! So, get those projects completed & get your posts ready!!

If you don't have a blog, I would still?LOVE?for you to join in!! Share a picture of your new organized space with me on my?Facebook Page! I will be sharing some of my favorites over the course of the week!

I hope you all have a beautiful Sunday!!

Don't Miss Out -?DIY projects, home decorating, crafts & more by checking out?my subscribe page.


Source: http://www.loveoffamilyandhome.net/2013/01/goodwill-desk-makeover-with-paint.html

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Austria backs status quo conscript army

VIENNA (AP) ? Austrians voted overwhelmingly Sunday to retain their conscript army, with preliminary results showing around 60 percent rejecting the proposed shift to a professional force.

The wide margin of victory came as a surprise, since pre-election surveys had that side ahead by only a few percentage points.

The results, published by the Interior Ministry, had 59.8 percent backing the present system and 40.2 percent voting to change it. Overall turnout was 49 percent. Absentee votes were still to be tallied but were not expected to change the outcome.

Participation was highest in rural areas and lowest in Vienna, the capital, according to polling organizations.

More than 54 percent of the Viennese voted to have a professional armed force. But with conscripts frequently recruited to help prevent natural catastrophes ? or clean up afterward ? rural voters in this Alpine nation clearly felt that a professional army would not be filling sandbags to prevent flooding or shoveling out basements after mudslides.

They also heeded warnings that changing the system would hit Austria's social sector, which depends on conscientious objectors to serve as ambulance drivers, attendants for the elderly and in other low-paid community jobs.

The referendum highlighted preferences between Austria's two uneasy coalition partners. The Socialists urged voters to follow most nations in the 27-nation European Union, where 21 countries have professional armies, while the centrist People's Party backed keeping the present system.

Austria's armed forces now consist of about 35,000 troops ? 14,000 professionals and the rest conscripts who serve for six months ? as well as a 30,000-strong part-time militia. The proposed reform wanted 8,500 career soldiers, 7,000 who sign up for an average of three years, 9,300 militia members and more focus on fighting terrorism and cyber-attacks.

"I voted to keep this status as it is," said Jono Englander, 62. "If this turns into a professional army, where people just go because they want to, then I think we are going to send ... our young people often to wars."

Others had a simple argument for opposing the present setup.

"I voted against it because I don't want to go into the army," said 16-year-old Johannes Schmidt.

___

Associated Press video journalist Bela Szandelszky contributed.

Source: http://news.yahoo.com/austria-backs-status-quo-conscript-army-204521249.html

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Sunday, January 20, 2013

Loneliness, like chronic stress, taxes the immune system, researchers find

Jan. 19, 2013 ? New research links loneliness to a number of dysfunctional immune responses, suggesting that being lonely has the potential to harm overall health.

Researchers found that people who were more lonely showed signs of elevated latent herpes virus reactivation and produced more inflammation-related proteins in response to acute stress than did people who felt more socially connected.

These proteins signal the presence of inflammation, and chronic inflammation is linked to numerous conditions, including coronary heart disease, Type 2 diabetes, arthritis and Alzheimer's disease, as well as the frailty and functional decline that can accompany aging.

Reactivation of a latent herpes virus is known to be associated with stress, suggesting that loneliness functions as a chronic stressor that triggers a poorly controlled immune response.

"It is clear from previous research that poor-quality relationships are linked to a number of health problems, including premature mortality and all sorts of other very serious health conditions. And people who are lonely clearly feel like they are in poor-quality relationships," said Lisa Jaremka, a postdoctoral fellow at the Institute for Behavioral Medicine Research at Ohio State University and lead author of the research.

"One reason this type of research is important is to understand how loneliness and relationships broadly affect health. The more we understand about the process, the more potential there is to counter those negative effects -- to perhaps intervene. If we don't know the physiological processes, what are we going to do to change them?"

The results are based on a series of studies conducted with two populations: a healthy group of overweight middle-aged adults and a group of breast cancer survivors. The researchers measured loneliness in all studies using the UCLA Loneliness Scale, a questionnaire that assesses perceptions of social isolation and loneliness.

Jaremka will present the research January 19 at the Society for Personality and Social Psychology annual meeting in New Orleans.

The researchers first sought to obtain a snapshot of immune system behavior related to loneliness by gauging levels of antibodies in the blood that are produced when herpes viruses are reactivated.

Participants were 200 breast cancer survivors who were between two months and three years past completion of cancer treatment with an average age of 51 years. Their blood was analyzed for the presence of antibodies against Epstein-Barr virus and cytomegalovirus.

Both are herpes viruses that infect a majority of Americans. About half of infections do not produce illness, but once a person is infected, the viruses remain dormant in the body and can be reactivated, resulting in elevated antibody levels, or titers -- again, often producing no symptoms but hinting at regulatory problems in the cellular immune system.

Lonelier participants had higher levels of antibodies against cytomegalovirus than did less lonely participants, and those higher antibody levels were related to more pain, depression and fatigue symptoms. No difference was seen in Epstein-Barr virus antibody levels, possibly because this reactivation is linked to age and many of these participants were somewhat older, meaning reactivation related to loneliness would be difficult to detect, Jaremka said.

Previous research has suggested that stress can promote reactivation of these viruses, also resulting in elevated antibody titers.

"The same processes involved in stress and reactivation of these viruses is probably also relevant to the loneliness findings," Jaremka said. "Loneliness has been thought of in many ways as a chronic stressor -- a socially painful situation that can last for quite a long time."

In an additional set of studies, the scientists sought to determine how loneliness affected the production of proinflammatory proteins, or cytokines, in response to stress. These studies were conducted with 144 women from the same group of breast cancer survivors and a group of 134 overweight middle-aged and older adults with no major health problems.

Baseline blood samples were taken from all participants, who were then subjected to stress -- they were asked to deliver an impromptu five-minute speech and perform a mental arithmetic task in front of a video camera and three panelists. Researchers followed by stimulating the participants' immune systems with lipopolysaccharide, a compound found on bacterial cell walls that is known to trigger an immune response.

In both populations, those who were lonelier produced significantly higher levels of a cytokine called interleukin-6, or IL-6, in response to acute stress than did participants who were more socially connected. Levels of another cytokine, tumor necrosis factor-alpha, also rose more dramatically in lonelier participants than in less lonely participants, but the findings were significant by statistical standards in only one study group, the healthy adults.

In the study with breast cancer survivors, researchers also tested for levels of the cytokine interleukin 1-beta, which was produced at higher levels in lonelier participants.

When the scientists controlled for a number of factors, including sleep quality, age and general health measures, the results were the same.

"We saw consistency in the sense that more lonely people in both studies had more inflammation than less lonely people," Jaremka said.

"It's also important to remember the flip side, which is that people who feel very socially connected are experiencing more positive outcomes," she said.

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Story Source:

The above story is reprinted from materials provided by Ohio State University, via Newswise. The original article was written by Emily Caldwell.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/zh6EAfrImIM/130119185019.htm

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